Using Credit Cards at AU Casinos
The two most popular credit card companies in the world are MasterCard and Visa. Credit cards have been around for a long time and are one of the most popular ways for players to make deposits at online casinos. They're so ubiquitous that you'd be hard-pressed to find an Australia casino that does not accept either credit card type.
Credit Card Overview
Since Diner's Club came about in 1949, the credit card industry has grown. In the 50s and 60s, very few people owned a credit card. Today, just about everyone owns a credit card and make full use it on a daily basis. One of the reasons why credit cards have become so popular is because they are easy to use and provide users with credit on a daily basis.
The growth of the internet has also been responsible for boosting the credit card industry. This is because millions of credit card users make online purchases using their credit card. Online gamblers also use their credit cards to make deposits and enjoy their casino games.
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Using Credit Cards in Australia
All credit cards in Australia are of the chip and pin variety. This means that Australians no longer need to sign when making a credit card purchase. Most card transactions in Australia use the NFC paypass or paywave function, which means you only need to hold your credit card to the terminal to complete transactions. Purchases under $100 don't require a pin.
The NFC function will still work for transactions over $100, but you'll need to enter your pin or a signature. The process is a lot smoother when it comes to make deposits at online casinos in Australia. Players only need to add their credit card and billing details to their account before they can start making deposits and processing withdrawals.
How to Fund Your MasterCard/Visa Account
MasterCard is the preferred choice for hundreds of online casinos for safe and quick gambling. However, it is always safe to check if the online casino you are signing up with accepts a Mastercard. Players who want to fund their online casino account using their MasterCard, will have to first add the credit card to your account, including the billing details (the address, the bank or bank affiliate that issued you your MasterCard, and your credit card number).
Visa cards are also widely accepted by online casinos in Australia. The process of using your Visa card at an online casino is very simple. Link your Visa card to your online casino by adding your Visa card details and billing info. You can then use your Visa card to complete deposits and withdrawals.
How to Deposit Using MasterCard/Visa
The main advantage of MasterCard is that it's universally accepted by most Australian casinos. You will have to make sure you have sufficient funds available in your Mastercard and then proceed with making the deposit into your online casino account. The process is very simple and should not take you more than a few minutes. Once your Mastercard is linked, the top up process becomes very easy as you no longer have to enter your credit card details.
There is hardly any difference when it comes to making deposits with your Visa credit card. The process is just about the same and players will have to keep in mind that there is usually a minimum and maximum deposit amount imposed on credit card payments.
How to Withdraw Using MasterCard/Visa
With MasterCard, you usually need at least one additional payment method, like PayPal or Skrill in order to withdraw money from your online casino account to your MasterCard. However there are a few online casinos that allow you to directly withdraw your funds on to your Mastercard.
One major advantage Visa has over MasterCard is the fact that withdrawing money onto it through online casinos is quite easy. As far as Visa is concerned, it's easy to withdraw directly to Visa and most casinos are happy to accept Visa withdrawals. Just pick the option to withdraw, meet the minimum withdrawal costs, and wait for your payment to be processed.
Credit Card Costs and Timing
The withdrawal process time usually takes 2 to 5 bank working days. There are some banks and casinos that reduce the processing time to 1 to 3 bank working days. There are very few casinos that process credit card transactions within 24 hours. The longest period for withdrawal processing is 10-14 days. In contrast, deposits are carried out instantaneous. Credit card fees vary with each online casino and also due to the different currencies involved and the current exchange rate of the day.
What are the most popular banking methods at online casinos?
The most popular banking methods at online casinos are credit cards and e-wallets. Credit cards continue to be popular with online players because they are easy to use and also because everyone has one.
Will my bank allow me to make a credit card deposit at an online casino?
Most banks have no problems processing credit card payments from online casinos. There are rare exceptions where certain governments blacklist online casino websites and then intimate credit card processing companies to decline transactions origination from these blacklisted casinos.
Is it safe for me to use my credit card at an online gambling website?
Yes. The days of non-secure payment and deposit processing are long gone thanks to SSL (Secure Sockets Layer), TLS (Transport Layer Security), and HTTPS (Hyper Text Transfer Protocol Secure) innovations that encrypt data transferred from you to the casino and back.
How long does it take for me to make deposits and withdrawals using a credit card?
Deposits are instantaneous and withdrawals range from 24 hours to 2 weeks or 14 days depending on the casino. There are some online casinos that do not allow withdrawals to be made onto your credit card, while some online casinos allow this provided a minimum charge and withdrawal amount is made.
Is it more beneficial to use a credit card or e-wallet at an online casino?
A credit card is safer and more beneficial than an e-wallet because if a casino were to go under, you can possibly get your money back with the assistance of your bank. Certain cards and banks have excellent customer service and other perks as well for using your credit card.